Making the Case for


The New Normal

Why choose an Independent?

With the security and recognition large brands provide financial planners, why are ‘Independent’ firms quickly becoming the new normal? Superior performance and service. It’s that simple.

Wirehouse investment companies (Merrill Lynch, Morgan Stanley, etc.) build portfolios based on demographic generalities and binding user agreements. Rather than simply executing predetermined formulas, independent firms are free to pursue the best investment, assemble the most talented team and make decisions benefiting the individual.

The result? Custom tailored strategies unique to each investor and their family. No bias, no formulas, just carefully selected managers giving you access to industrial grade investments.

— Andy Topka
The Case For Independence

Collaboration, Not Competition

Blue Oak is Independent, allowing focus to remain on you and your family. We take time to construct a portfolio and team based around your goals.


As of 2014, the majority of financial firms are Independent. This gives our team freedom to pursue stable alternatives, proven performers and exclusive opportunities large brands simply refuse to offer.


The recent economic shift produced unprecedented access to industrial grade investments. These opportunities allow Blue Oak to offer the Endowment approach to individual investors — reducing risk while increasing returns.


Our strategies have one focus — the investor. Being a small, agile, Independent firm allows us to do this. We aren’t forced to promote proprietary investment products or encouraged to avoid giving advice that doesn’t benefit us. This enables our firm select the best investment, 100% of the time.


Effectively managing taxable events can save up to $.30 on every dollar you’ve worked so hard to earn. Our team delivers specific tax law expertise so profits reside in your pocket, not Uncle Sam’s.


Your financial goals are unique, shouldn’t your portfolio be? We take time to get to know your history, family and preferences before getting started. No scripts, no formulas, just custom tailored performance.


At Blue Oak, collaboration is key. Our clients are complex. And often, so are their lives. We search out like-minded tax, legal and financial advisors who can assist us in identifying, researching and executing on strategies that accomplish your goals. Collaboration not competition. You’re first, always.